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Open a Poppy Premier Online Savings Account Today!

Poppy Premier Online Savings

Poppy Bank’s Premier Online Savings allows you the flexibility to open an account from anywhere. Maximize the most of your deposits and
allow your cash to make money for you with one of the best high-yield savings accounts available. Get the most from your deposits today! Poppy
Bank’s Premier Online Savings account is FDIC-insured up to the allowable limits.

Visit One of our California Branch Locations to Learn More About Poppy Bank’s Products and Services

Poppy Bank can create a personal deposit portfolio that will put your money to work for you! We recognize that achieving your personal financial goals is very important and we are pleased to offer a full spectrum of competitive products and services to help. Below is a listing of our personal products and services. Please contact us for a more detailed explanation and schedule of fees and charges.

Open a Personal Certificate of Deposit Account by Visiting One of Our Many Branch Locations

Below is a listing of available Personal CD accounts. Please contact us for a more detailed explanation and schedule of fees and charges.

3-MONTH CD6-MONTH CD9-MONTH CD12-MONTH CD
Minimum Balance Requirement$1,000$1000$1,000$1,000
Interest Rate (a)2.96%4.88%4.88%4.88%
Annual Percentage Yield (a)3.00% 5.00% 5.00% 5.00%
Automatically Renews at Maturity (b)YesYesYesYes
Free Online/Mobile Banking AccessYesYesYesYes
Statement FrequencyQuarterlyQuarterlyQuarterlyQuarterly
Early Withdrawal Penalty (c)3.00% of principal withdrawn prior to maturity3.00% of principal withdrawn prior to maturity3.00% of principal withdrawn prior to maturity3.00% of principal withdrawn prior to maturity
18-MONTH CD24-MONTH CD36-MONTH CD48-MONTH CD60-MONTH CD
Minimum Balance Requirement$1,000$1,000$1,000$1,000$1,000
Interest Rate (a)1.98%1.98%1.98%1.98%1.98%
Annual Percentage Yield (a)2.00% 2.00% 2.00% 2.00% 2.00%
Automatically Renews at Maturity (b)YesYesYesYesYes
Free Online/Mobile Banking AccessYesYesYesYesYes
Statement FrequencyQuarterlyQuarterlyQuarterlyQuarterlyQuarterly
Early Withdrawal Penalty (c)3.00% of principal withdrawn prior to maturity3.00% of principal withdrawn prior to maturity3.00% of principal withdrawn prior to maturity3.00% of principal withdrawn prior to maturity3.00% of principal withdrawn prior to maturity

(a) Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items (for example, checks). If you close your account before interest is credited, you will receive your accrued interest. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
(b) Your CD account will automatically renew at maturity for the same term length. You will have a grace period of seven calendar days after the maturity date to withdraw funds without penalty. We will notify you in advance of your account automatically renewing to provide the new maturity date, and you can contact us at (888) 636-9994 to learn what the interest rate and annual percentage yield will be upon renewal. You may call us at the same number to withdraw your funds at maturity or during the seven-day grace period.
(c) We will impose a penalty if you withdraw any of the principal from your account before the maturity date. The fee imposed will equal 3.00% of the principal amount withdrawn early.

Refer to the Personal Schedule of Fee & Charges for additional fees that may apply to your account.

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