Privacy Policy

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account balances and payment history
• Transaction history and overdraft history
• Images – Check Images for deposits

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Poppy Bank chooses to share; and whether you can limit this sharing

Reasons we can share your personal information	Does Poppy Bank share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don’t share
For non-affiliates to market to you	No	We don’t share

Who is providing this notice?

Poppy Bank

How does Poppy Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to personal information about you to those employees who need to know that information to provide products or services to you.

How does Poppy Bank collect my personal information?

We collect your personal information, for example, when you

• Open an account or deposit money
• Pay your bills or apply for a loan
• Provide account information
• Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

The Poppy Bank website employs “cookie” technology, which is a small piece of data placed on your computer at the start of each “session” when you sign on to let our system know that you are an authorized user. This cookie is used throughout your entire session to allow you access to your account information and to provide you with the best service possible. If you disable cookies on your browser, the site may not function properly.

Poppy Bank does not collect any personally-identifiable information on the website without consent. We use cookies to gather aggregate information about our visitors’ browsing activities in order to improve our site and better serve our members. We use this data to analyze trends, track visitor movement, and gather demographic information. IP addresses are not linked to personally identifiable information. Poppy Bank provides calculators and other online tools to assist visitors in making financial decisions. These tools do not collect or store any information entered by web visitors. Online loan applications require additional information necessary to process online requests and this information is protected in accord with the financial institution’s Privacy Policy.

Cookies and Online Advertising

Both the Network Advertising Initiative and the Digital Advertising Alliance provide information about and technologies to opt-out of receiving some or all interest-based advertising. You can also opt-out of online advertising by clicking on the appropriate icon within an interest based ad which will take you to tools to help you manage these choices. These technologies are browser and device specific, they must be adopted on each device you use. If you block or clear cookies, these technologies may not work. You will continue to see ads on the site which reflect how you use the site and our services.

If you would prefer not to receive online advertising, you can opt-out of this activity at the DAA website by visiting http://www.aboutads.info/choices/.

Required Cookies

These cookies ensure that the website functions properly.

Analytical Cookies

These cookies allow us to analyze site usage so we can measure and improve performance of our sites.

Social Media

These cookies allow you to connect to your social networks and read reviews.

Targeted Advertising Cookies

These cookies are used to help better tailor advertising to your interests, both within and beyond Poppy Bank website.